Financial Services
A wise person once said: “An ounce of prevention is worth a pound of cure.” Like daily dental home care, routine teeth cleanings in Santa Maria are vital for keeping your teeth and gums healthy and strong. We recommend seeing a dental hygienist at Santa Barbara Family Dentistry every six months for a professional cleaning and check-up.
Payment Options
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Our patients are able to pay for their office visits and any treatments by cash, check, credit or debit card at the time of treatment. We also work with most major dental insurances, and offer third party financing options with approved credit. To discuss your payment options, insurance coverage or for questions about our financial services please call (805) 600-3853.
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Santa Barbara Family Dentistry works with most insurance plans and would gladly submit a claim to your insurance company for your service. We are very knowledgeable when it comes to dental insurance and will assist you in understanding how your dental plan works and how to maximize your dental benefits. Please feel free to give us a call with any questions that you may have or to discuss your personal dental insurance situation.
Accepted
Payment Methods
Dental Insurance
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Premier Access
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Ameritas
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Principal Financial Group
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Western Growers
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Humana
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Geha
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Guardian
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BlueCross BlueShield
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First Dental Health
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United Concordia Dental
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​Metlife
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Sun Life Financial
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Aflac
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Assurant
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UABT United ag
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The Standard
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Delta Dental
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Aetna
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Cigna
We are preferred providers for the following dental benefit plans
Among others. If you don't see your dental insurance in our list provided please give us a call and let us assist you by verifying your specific dental benefit plan.
Credit and Debit Cards
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Discover, MasterCard, American Express, And All Major Credit Cards.
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Debit Cards and Checks.
Patient Financing
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Wells Fargo
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CreditCare
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LendingClub
HMO/DMO
The HMO/DMO insurance makes you go to a specific dentist in their plan. We welcome you to still come to our office, but you would not be able to receive any benefits.
PPO
Usually a PPO allows you to pick any dentist, within or outside of your network and will cover a portion of the work that you get done at our office. With these types of benefits, you can go to any dentist, but the dollar amount that they cover may vary.
Why does the amount for dental procedures vary so much?
Dental benefits are all different because your employer and your insurance company have a contract that offers benefits based on the amount of the policy to your employer. This contract does not include your personal dentist in the defining of your benefits, that is why most of the time the insurance company does not cover the entire fee associated with your procedures
What is the difference between types
of Dental Insurances?
Why don’t I get full coverage for dental work like I do for medical?
Dental benefits don’t cover 100% of your cost , as medical insurance does. A dental procedure, even a rather large one, will not usually have a big financial impact on someone, as would most major medical procedures. Dental insurance is considered a benefit or assistance toward dental costs.
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